This isn't pretty. Supposedly posting weekly was supposed to make me better about this money stuff. Yall were supposed to be holding me accountable (great job with that by the way -_-) and I was going to get my stuff together.
All of that was an epic fail this month. We haven't even done an official budget this month. My "budgeted" numbers are just guesses, based on what we've done in the past.
One thing I'm considering (although we've been eating dinner in front of the TV so I keep forgetting to bring it up), is that clothing shouldn't come out of my personal spending. As long as I'm working a job outside the home I'm going to perpetually need clothing and that isn't a "luxury". I promise if I came to work naked I'd be fired.
Most of the time now, Jay makes special concessions for "shopping trips" and spots me money or whatever. I think it would be a more reasonable (and trackable) idea to set a certain amount for the year and when its gone I have to stop shopping. We'll see what he thinks about that idea.
On to the ugly numbers:
Eating Out - $150 budget/$103.79 actual
As I said this wasn't agreed upon, and is higher than we normally budget. This is an odd month though. We took his mother out for Mother's day. We'll be going out for my Dad's birthday this weekend. Also we did the Murder Mystery Dinner Theater first thing this month. So far we have no Memorial Day plans, not sure what that will bring.
Groceries - $200 budget/$211.36 actual
Can't really say what went wrong this month. I suppose I just stockpiled a bit too much, although Jay would argue that's not possible. The good news is our cabinets are full - so full in fact that one of them broke because it was holding too much weight! (We had 96 cans of veggies on it. Jay has since reinforced it and we've moved the veggies to individual shelves and moved lighter boxed type foods to this big cabinet.)
Brooke's personal spending - $125 budget/$124.51 actual
Obviously I'm going over this month. I had a race entry fee, a Goodwill shopping spree (I only had to count half against my spending), and lots of lunches out. I'm thinking for next month of putting $60 cash in an envelope for eating out and when its gone its gone. The rest of the money can be used for things like race entries, books, or whatever else strikes my fancy.
Jay's personal spending - $85 budget/$69.99 actual
We had several BP gift cards, and Jay was charged with using those up (which is why his spending is so much less than mine). Unfortunately, that caused him to not use his debit cards the required 12 times this month to get the 3.75% interest rate. Instead he got a whopping 0.0007% (okay so that's just a guess, but its something equally ridiculous). Not sure the state of his gift cards, but if he's out he's going over this month too. He spends $2.51 a day on dip.
So that's my financial report for the week. How are you doing with money?
Is this series ridiculously boring? Is there something I can add/change/remove to make it more exciting?
Have a fantastic weekend!!