That night Jay was still up working and so I told him to chat with me to get the worry of an a/c repair off my mind. He reminded me how blessed we are - to have a house big enough to need two a/c units, to have enough money in the bank to repair them if need be.
Laying there I remembered that when I turned 30, I let my aunt down. She's always said that I'd be a millionaire before I turned 30. Needless to say I didn't quite make it. Jay laughed at how difficult that would have been to do with me making $12 an hour.
That led into a conversation about where we wanted to be financially before we cut loose. Basically when are we going to stop living like no one else, and truly start living like no one else.
Jay suggested that when we have $250,000 in the bank we could start altering our habits some.
Yeah, that's what I thought too.
I told him that he was crazy and that we'd do stuff with money before we ever accumulated that much. We've got a bath room to remodel, a garage to built, a mortgage to pay off, and by that time a new (to us) car to buy for Jay's work purposes.
We agreed that when we did all that AND had $100,000 in the bank we'd really cut loose. (Sad isn't it? I'm never gonna get a Kindle!)
What does cutting loose mean to us? Jay really didn't say, but I was able to list off a few things. Most of which yall probably think are crazy and already do.
- Leave the A/C on 78 in the Summer and the heat on 68 in the Winter.
- Buy an Amazon Kindle - I love reading and it seems like a fun new technology.
- Get a phone with Internet access so I can play on Facebook, Twitter, and check my email any where.
- Maybe, just maybe, get Cable TV.
I'm a wild one aren't I??
Who is probably never going to get a Kindle cause I've got some pretty lofty financial goals. But seriously people - I've always got trade credit at the used book store and I'm desperate to get rid of that tiny, claustrophobic 2 foot X 2 foot shower.
Then again maybe by the time I get a Kindle we'll also be well off enough to get Laser hair removal on my legs and never have to shave again.
I guess a girl can dream.
As long as she's not lying awake worrying about money.
Or anxiously awaiting her (used paperback) copy of the Millionaire Next Door.